Exactly like you said. She gets an engagement ring when you propose. At the wedding ceremony, you put wedding bands on each other. She puts on your wedding ring and you put on her wedding ring - on top of her engagement ring.
Most women switch the rings afterwards so the wedding band is on first, and then the engagement ring. That\'s because the engagement ring is typically a diamond or a ring with some kind of precious stone in it, that has to be sent to the jeweler periodically for cleaning and to check the prongs, etc. So that way she never has to take her wedding ring off her finger and she can still have her diamond serviced.
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