Just a plain old hoax, urban legend... if you call the number you opt out of receiving pre-approved credit offers, nothing else.
http://www.zwire.com/site/news.cfm?newsid=7939460&BRD=2554&PAG=461&a mp;dept_id=507134&rfi=6
I prefer the snopes version:
http://www.snopes.com/inboxer/pending/credit.htm
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