I wouldn't

dare to list names. I'm too worried I might leave someone out.

I would like to express my gratitude to all of

you who are spending "alot" of time answering posts and educating us newbies. It must take alot of patience and

dedication, when I compare your level of knowledge to ours.

Even people who are not so "mone" knowledgeable,

but take the time to answer a post in a helpful manner are my heroes.

Time is the most precious commodity we

have in these hectic days. It is nice to have found a virtual community of open-minded, intelligent and kind

people!